HOW WE WORK
Insurance products & property finance
All these services involve the arranging and bringing about of a contract between you and another party, should you instruct us to proceed with our recommendation.
Insurance
The need for insurance products usually arises from a financial plan or alongside property finance.
We give advice in relation to contracts for a range of insurance products (personal and business insurance, term assurance, whole of life assurance, income protection, building and contents insurance) on the basis of an unrestricted analysis of the market.
In all cases we will discuss with you your needs and priorities before analysing available products and identifying the most effective solution. We will present our findings to you along with a quotation for a recommended product and, assuming you are happy to proceed, we will submit your application online. Once it has been submitted, we will liaise with the insurer regarding any further information that may be required, such as GP reports, until the insurance policy goes on risk.
We give advice in relation to contracts for a range of insurance products (personal and business insurance, term assurance, whole of life assurance, income protection, building and contents insurance) on the basis of an unrestricted analysis of the market.
In all cases we will discuss with you your needs and priorities before analysing available products and identifying the most effective solution. We will present our findings to you along with a quotation for a recommended product and, assuming you are happy to proceed, we will submit your application online. Once it has been submitted, we will liaise with the insurer regarding any further information that may be required, such as GP reports, until the insurance policy goes on risk.
property finance
Property finance may arise as part of a financial plan but we provide it as a stand-alone product for many of our clients. In all cases we will discuss your priorities and ask you to complete a data capture form before undertaking research across the whole of the market. We will then make a recommendation for the product that meets your needs at the best possible rate and provide you with a key facts illustration that sets out rates, payment schedule and any fees associated with the product.
Once you have agreed a product that best meets your requirements, we will obtain a decision in principle and then proceed with the full application. Throughout the process we will liaise with the lender on your behalf and with estate agents, lawyers and other parties as required. Our aim is to make the process as smooth as possible for you.
Once you have agreed a product that best meets your requirements, we will obtain a decision in principle and then proceed with the full application. Throughout the process we will liaise with the lender on your behalf and with estate agents, lawyers and other parties as required. Our aim is to make the process as smooth as possible for you.
WE AIM TO GIVE YOU SECURITY, PEACE OF MIND AND A SENSE OF DIRECTION